Mortgage

Eligibility

The income levels and the existing debts like a car loan or outstanding balance on your credit card are the major factors for finance companies. Lexus Home and the approved mortgage broker will able to provide guidance on how to build your credit scoring.

How To Apply

The approved brokers we are working with will take care of the whole procedure in many cases with no cost to you.

Requirements

This alters slightly depending on your income sources

  • (Self-employed)
    • Minimum of two years annual accounts to be signed off by chartered accountant and SA302 forms obtained. Lexus home through the accountant network is able to provide your assistance)
  • (Employed)
    • Minimum of 3 months’ pay slip and relevant bank statements are required along with proof of deposit for money laundering purposes.

Cost

Depending on the financial institution and the mortgage product an arrangement fee and survey fee could be payable. There is a variation and these products availability change frequently.

Approved mortgage advisors on board are experts and will find you the possible product.